INDIAN OVERSEAS BANK IFSC Code – BHILAI DURG, DURG
Complete bank details including IFSC code, MICR code, address and payment facilities for BHILAI DURG branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | BHILAI DURG |
| IFSC Code | IOBA0003651 |
| MICR Code | WAITING |
| Address | 8 INDIRA NAGAR LAXMI NAGAR MARKET KOHKA ROAD SUPELA BHILAI DURG DIST 490023 |
| City | DURG |
| State | CHANDIGARH |
| Contact | 2583913 |
Payment Facilities
About IFSC Code IOBA0003651
The IFSC code IOBA0003651 uniquely identifies the BHILAI DURG branch of INDIAN OVERSEAS BANK located in DURG, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003651
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003651) – Unique branch identifier for BHILAI DURG
How to Use IFSC Code IOBA0003651
To transfer money to any account at INDIAN OVERSEAS BANK BHILAI DURG branch, you will need to provide the IFSC code IOBA0003651 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BHILAI DURG
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK BHILAI DURG Branch
INDIAN OVERSEAS BANK BHILAI DURG is a branch of INDIAN OVERSEAS BANK located in DURG, CHANDIGARH. The branch provides comprehensive banking services to customers in DURG and surrounding areas.
Branch Address
8 INDIRA NAGAR LAXMI NAGAR MARKET KOHKA ROAD SUPELA BHILAI DURG DIST 490023, DURG, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK BHILAI DURG?
The IFSC code of INDIAN OVERSEAS BANK BHILAI DURG branch in DURG is IOBA0003651.
What is the MICR code of INDIAN OVERSEAS BANK BHILAI DURG?
The MICR code of INDIAN OVERSEAS BANK BHILAI DURG branch is WAITING.
What is the address of INDIAN OVERSEAS BANK BHILAI DURG?
INDIAN OVERSEAS BANK BHILAI DURG branch is located at 8 INDIRA NAGAR LAXMI NAGAR MARKET KOHKA ROAD SUPELA BHILAI DURG DIST 490023.
Does INDIAN OVERSEAS BANK BHILAI DURG support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK BHILAI DURG branch supports NEFT, RTGS, IMPS, and UPI transactions.