INDIAN OVERSEAS BANK IFSC Code – JANJGIRI, CHARODA
Complete bank details including IFSC code, MICR code, address and payment facilities for JANJGIRI branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | JANJGIRI |
| IFSC Code | IOBA0003335 |
| MICR Code | WAITING |
| Address | JANJGIRI PO BMY CHARODA 490025 DIST DURG STATE CHHATTISGARH |
| City | CHARODA |
| District | DURG |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0003335
The IFSC code IOBA0003335 uniquely identifies the JANJGIRI branch of INDIAN OVERSEAS BANK located in CHARODA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0003335
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003335) – Unique branch identifier for JANJGIRI
How to Use IFSC Code IOBA0003335
To transfer money to any account at INDIAN OVERSEAS BANK JANJGIRI branch, you will need to provide the IFSC code IOBA0003335 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JANJGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK JANJGIRI Branch
INDIAN OVERSEAS BANK JANJGIRI is a branch of INDIAN OVERSEAS BANK located in CHARODA, CHANDIGARH. The branch provides comprehensive banking services to customers in CHARODA and surrounding areas.
Branch Address
JANJGIRI PO BMY CHARODA 490025 DIST DURG STATE CHHATTISGARH, CHARODA, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK JANJGIRI?
The IFSC code of INDIAN OVERSEAS BANK JANJGIRI branch in CHARODA is IOBA0003335.
What is the MICR code of INDIAN OVERSEAS BANK JANJGIRI?
The MICR code of INDIAN OVERSEAS BANK JANJGIRI branch is WAITING.
What is the address of INDIAN OVERSEAS BANK JANJGIRI?
INDIAN OVERSEAS BANK JANJGIRI branch is located at JANJGIRI PO BMY CHARODA 490025 DIST DURG STATE CHHATTISGARH.
Does INDIAN OVERSEAS BANK JANJGIRI support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK JANJGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.