INDIAN OVERSEAS BANK IFSC Code – NAGPUR GANDHIBAGH, NAGPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for NAGPUR GANDHIBAGH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | NAGPUR GANDHIBAGH |
| IFSC Code | IOBA0002642 |
| MICR Code | 440020010 |
| Address | AHILYA COMPLEX NEAR MEDICINE MARKET GANDHIBAGH NAGPUR 440002 |
| City | NAGPUR |
| District | KORIYA |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002642
The IFSC code IOBA0002642 uniquely identifies the NAGPUR GANDHIBAGH branch of INDIAN OVERSEAS BANK located in NAGPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002642
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002642) – Unique branch identifier for NAGPUR GANDHIBAGH
How to Use IFSC Code IOBA0002642
To transfer money to any account at INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH branch, you will need to provide the IFSC code IOBA0002642 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at NAGPUR GANDHIBAGH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH Branch
INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH is a branch of INDIAN OVERSEAS BANK located in NAGPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in NAGPUR and surrounding areas.
Branch Address
AHILYA COMPLEX NEAR MEDICINE MARKET GANDHIBAGH NAGPUR 440002, NAGPUR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 440020010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH?
The IFSC code of INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH branch in NAGPUR is IOBA0002642.
What is the MICR code of INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH?
The MICR code of INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH branch is 440020010.
What is the address of INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH?
INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH branch is located at AHILYA COMPLEX NEAR MEDICINE MARKET GANDHIBAGH NAGPUR 440002.
Does INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK NAGPUR GANDHIBAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.