INDIAN OVERSEAS BANK IFSC Code – PANDEY LAYOUT NAGPUR, NAGPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for PANDEY LAYOUT NAGPUR branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PANDEY LAYOUT NAGPUR |
| IFSC Code | IOBA0002421 |
| MICR Code | 440020006 |
| Address | SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025 |
| City | NAGPUR |
| District | KORIYA |
| State | CHANDIGARH |
| Contact | 2282799 |
Payment Facilities
About IFSC Code IOBA0002421
The IFSC code IOBA0002421 uniquely identifies the PANDEY LAYOUT NAGPUR branch of INDIAN OVERSEAS BANK located in NAGPUR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002421
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002421) – Unique branch identifier for PANDEY LAYOUT NAGPUR
How to Use IFSC Code IOBA0002421
To transfer money to any account at INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR branch, you will need to provide the IFSC code IOBA0002421 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PANDEY LAYOUT NAGPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR Branch
INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR is a branch of INDIAN OVERSEAS BANK located in NAGPUR, CHANDIGARH. The branch provides comprehensive banking services to customers in NAGPUR and surrounding areas.
Branch Address
SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025, NAGPUR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 440020006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR?
The IFSC code of INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR branch in NAGPUR is IOBA0002421.
What is the MICR code of INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR?
The MICR code of INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR branch is 440020006.
What is the address of INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR?
INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR branch is located at SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025.
Does INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PANDEY LAYOUT NAGPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.