INDIAN OVERSEAS BANK IFSC Code – MANI MAJRA CHANDIGARH, MANI MAJRA
Complete bank details including IFSC code, MICR code, address and payment facilities for MANI MAJRA CHANDIGARH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | MANI MAJRA CHANDIGARH |
| IFSC Code | IOBA0002388 |
| MICR Code | 160020019 |
| Address | SCF 16,MOTOR MARKET MANI MAJRA CHANDIGARH PINCODE 160101 |
| City | MANI MAJRA |
| District | CHANDIGARH |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002388
The IFSC code IOBA0002388 uniquely identifies the MANI MAJRA CHANDIGARH branch of INDIAN OVERSEAS BANK located in MANI MAJRA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002388
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002388) – Unique branch identifier for MANI MAJRA CHANDIGARH
How to Use IFSC Code IOBA0002388
To transfer money to any account at INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH branch, you will need to provide the IFSC code IOBA0002388 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MANI MAJRA CHANDIGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH Branch
INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH is a branch of INDIAN OVERSEAS BANK located in MANI MAJRA, CHANDIGARH. The branch provides comprehensive banking services to customers in MANI MAJRA and surrounding areas.
Branch Address
SCF 16,MOTOR MARKET MANI MAJRA CHANDIGARH PINCODE 160101, MANI MAJRA, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 160020019. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH?
The IFSC code of INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH branch in MANI MAJRA is IOBA0002388.
What is the MICR code of INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH?
The MICR code of INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH branch is 160020019.
What is the address of INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH?
INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH branch is located at SCF 16,MOTOR MARKET MANI MAJRA CHANDIGARH PINCODE 160101.
Does INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK MANI MAJRA CHANDIGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.