INDIAN OVERSEAS BANK IFSC Code – PRATAPGARH, PRATAPGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for PRATAPGARH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | PRATAPGARH |
| IFSC Code | IOBA0002362 |
| MICR Code | NA |
| Address | CHAWLA ARCADE,BHAGWA CHUNGI,PRATAPGARH,230001 |
| City | PRATAPGARH |
| District | SURGUJA |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0002362
The IFSC code IOBA0002362 uniquely identifies the PRATAPGARH branch of INDIAN OVERSEAS BANK located in PRATAPGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0002362
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002362) – Unique branch identifier for PRATAPGARH
How to Use IFSC Code IOBA0002362
To transfer money to any account at INDIAN OVERSEAS BANK PRATAPGARH branch, you will need to provide the IFSC code IOBA0002362 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PRATAPGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK PRATAPGARH Branch
INDIAN OVERSEAS BANK PRATAPGARH is a branch of INDIAN OVERSEAS BANK located in PRATAPGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in PRATAPGARH and surrounding areas.
Branch Address
CHAWLA ARCADE,BHAGWA CHUNGI,PRATAPGARH,230001, PRATAPGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK PRATAPGARH?
The IFSC code of INDIAN OVERSEAS BANK PRATAPGARH branch in PRATAPGARH is IOBA0002362.
What is the MICR code of INDIAN OVERSEAS BANK PRATAPGARH?
The MICR code of INDIAN OVERSEAS BANK PRATAPGARH branch is NA.
What is the address of INDIAN OVERSEAS BANK PRATAPGARH?
INDIAN OVERSEAS BANK PRATAPGARH branch is located at CHAWLA ARCADE,BHAGWA CHUNGI,PRATAPGARH,230001.
Does INDIAN OVERSEAS BANK PRATAPGARH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK PRATAPGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.