INDIAN OVERSEAS BANKVerified Feb 2026

INDIAN OVERSEAS BANK IFSC Code – MANA, MANA

Complete bank details including IFSC code, MICR code, address and payment facilities for MANA branch.

IFSC Code
IOBA0002324

Bank Details

Bank NameINDIAN OVERSEAS BANK
Branch NameMANA
IFSC CodeIOBA0002324
MICR Code492020501
AddressMANA CAMP MAIN ROAD,FRONT OF NAVODAYA QUARTERS,DIST RAIPUR,CHATTISGARH,491107
CityMANA
DistrictRAIPUR
StateCHANDIGARH
Contact2418040

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code IOBA0002324

The IFSC code IOBA0002324 uniquely identifies the MANA branch of INDIAN OVERSEAS BANK located in MANA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code IOBA0002324

  • First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002324) – Unique branch identifier for MANA

How to Use IFSC Code IOBA0002324

To transfer money to any account at INDIAN OVERSEAS BANK MANA branch, you will need to provide the IFSC code IOBA0002324 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MANA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About INDIAN OVERSEAS BANK MANA Branch

INDIAN OVERSEAS BANK MANA is a branch of INDIAN OVERSEAS BANK located in MANA, CHANDIGARH. The branch provides comprehensive banking services to customers in MANA and surrounding areas.

Branch Address

MANA CAMP MAIN ROAD,FRONT OF NAVODAYA QUARTERS,DIST RAIPUR,CHATTISGARH,491107, MANA, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 492020501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of INDIAN OVERSEAS BANK MANA?

The IFSC code of INDIAN OVERSEAS BANK MANA branch in MANA is IOBA0002324.

What is the MICR code of INDIAN OVERSEAS BANK MANA?

The MICR code of INDIAN OVERSEAS BANK MANA branch is 492020501.

What is the address of INDIAN OVERSEAS BANK MANA?

INDIAN OVERSEAS BANK MANA branch is located at MANA CAMP MAIN ROAD,FRONT OF NAVODAYA QUARTERS,DIST RAIPUR,CHATTISGARH,491107.

Does INDIAN OVERSEAS BANK MANA support NEFT/RTGS/IMPS?

INDIAN OVERSEAS BANK MANA branch supports NEFT, RTGS, IMPS, and UPI transactions.