INDIAN OVERSEAS BANK IFSC Code – R O CHANDIGARH, CHANDIGARH
Complete bank details including IFSC code, MICR code, address and payment facilities for R O CHANDIGARH branch.
Bank Details
| Bank Name | INDIAN OVERSEAS BANK |
| Branch Name | R O CHANDIGARH |
| IFSC Code | IOBA0000812 |
| MICR Code | NA |
| Address | POST BOX NO 714 DOOR NO SCO11,MADHYA MARG SECTOR 7 C CHANDIGARH PIN CODE 160019 |
| City | CHANDIGARH |
| State | CHANDIGARH |
| Contact | 28584896 |
Payment Facilities
About IFSC Code IOBA0000812
The IFSC code IOBA0000812 uniquely identifies the R O CHANDIGARH branch of INDIAN OVERSEAS BANK located in CHANDIGARH, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code IOBA0000812
- First 4 characters (IOBA) – Represents INDIAN OVERSEAS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000812) – Unique branch identifier for R O CHANDIGARH
How to Use IFSC Code IOBA0000812
To transfer money to any account at INDIAN OVERSEAS BANK R O CHANDIGARH branch, you will need to provide the IFSC code IOBA0000812 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at R O CHANDIGARH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About INDIAN OVERSEAS BANK R O CHANDIGARH Branch
INDIAN OVERSEAS BANK R O CHANDIGARH is a branch of INDIAN OVERSEAS BANK located in CHANDIGARH, CHANDIGARH. The branch provides comprehensive banking services to customers in CHANDIGARH and surrounding areas.
Branch Address
POST BOX NO 714 DOOR NO SCO11,MADHYA MARG SECTOR 7 C CHANDIGARH PIN CODE 160019, CHANDIGARH, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of INDIAN OVERSEAS BANK R O CHANDIGARH?
The IFSC code of INDIAN OVERSEAS BANK R O CHANDIGARH branch in CHANDIGARH is IOBA0000812.
What is the MICR code of INDIAN OVERSEAS BANK R O CHANDIGARH?
The MICR code of INDIAN OVERSEAS BANK R O CHANDIGARH branch is NA.
What is the address of INDIAN OVERSEAS BANK R O CHANDIGARH?
INDIAN OVERSEAS BANK R O CHANDIGARH branch is located at POST BOX NO 714 DOOR NO SCO11,MADHYA MARG SECTOR 7 C CHANDIGARH PIN CODE 160019.
Does INDIAN OVERSEAS BANK R O CHANDIGARH support NEFT/RTGS/IMPS?
INDIAN OVERSEAS BANK R O CHANDIGARH branch supports NEFT, RTGS, IMPS, and UPI transactions.