AXIS

Flipkart Axis Bank Credit Card

Axis Bank

Best for Flipkart & online shopping

Annual Fee₹500
Rewards5% cashback on Flipkart
Welcome Bonus₹500 Flipkart voucher

Key Benefits

  • 5% unlimited cashback on Flipkart
  • 4% cashback on preferred merchants
  • 1.5% cashback on all other spends
  • No forex markup on international transactions
  • Welcome vouchers worth ₹500
  • 4 complimentary lounge visits per year

Eligibility Criteria

Age18 – 70 years
Minimum Income₹15,000/month (salaried) or ₹4 lakhs/year (self-employed)
Credit Score700+ CIBIL score
EmploymentSalaried or Self-employed

Fees & Charges

Annual Fee₹500 (waived on ₹2L annual spend)
Joining FeeFree
Late Payment Fee₹750
Foreign Transaction Fee0% (zero forex markup)
Cash Advance Fee2.5% of amount (min ₹500)
Interest Rate3.49% per month (41.88% p.a.)

Pros & Cons

Advantages
  • Highest cashback on Flipkart purchases
  • Zero forex markup for international use
  • Free joining
  • Good cashback on all categories
  • Easy approval process
Disadvantages
  • Annual fee if spend target not met
  • Cashback capped at ₹4,000/month on Flipkart
  • Limited lounge access
  • No travel insurance

Frequently Asked Questions

You can apply through Flipkart app (in the pay later section), Axis Bank website, or by visiting an Axis Bank branch. Online approval takes 2-5 minutes for pre-approved customers.

The monthly cashback cap is ₹4,000 on Flipkart (5% of ₹80,000), ₹4,000 on preferred merchants, and no cap on the 1.5% base cashback.

The joining fee is free, but there's an annual fee of ₹500 from the second year. This is waived if you spend ₹2 lakhs or more in a year.

Yes, you can use it anywhere Visa is accepted. You'll earn 1.5% cashback on Amazon purchases (base rate) instead of the 5% you get on Flipkart.
Flipkart Axis Bank Credit Card
  • Annual Fee₹500
  • Joining FeeFree
  • Credit Limit₹50,000 – ₹5,00,000

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Affiliate Disclosure: We may earn a commission when you apply through this link. This does not affect the product price or your approval chances.

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Disclaimer: The information provided is for reference only. Credit card approval is subject to the bank's terms and conditions. Interest rates, fees, and benefits may change without notice. Please verify details on the official bank website before applying.