YES BANKVerified Feb 2026

YES BANK IFSC Code – UNITED MERC COOP BANK SHARDA NAGAR, KANPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for UNITED MERC COOP BANK SHARDA NAGAR branch.

IFSC Code
YESB0UMCBSH

Bank Details

Bank NameYES BANK
Branch NameUNITED MERC COOP BANK SHARDA NAGAR
IFSC CodeYESB0UMCBSH
MICR Code208185272
Address117/Q/43, SHARDA NAGAR, KANPUR - 208025
CityKANPUR
DistrictKANPUR CITY
StateUTTAR PRADESH
Contact9838502060

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code YESB0UMCBSH

The IFSC code YESB0UMCBSH uniquely identifies the UNITED MERC COOP BANK SHARDA NAGAR branch of YES BANK located in KANPUR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code YESB0UMCBSH

  • First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (UMCBSH) – Unique branch identifier for UNITED MERC COOP BANK SHARDA NAGAR

How to Use IFSC Code YESB0UMCBSH

To transfer money to any account at YES BANK UNITED MERC COOP BANK SHARDA NAGAR branch, you will need to provide the IFSC code YESB0UMCBSH along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UNITED MERC COOP BANK SHARDA NAGAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About YES BANK UNITED MERC COOP BANK SHARDA NAGAR Branch

YES BANK UNITED MERC COOP BANK SHARDA NAGAR is a branch of YES BANK located in KANPUR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in KANPUR and surrounding areas.

Branch Address

117/Q/43, SHARDA NAGAR, KANPUR - 208025, KANPUR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 208185272. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of YES BANK UNITED MERC COOP BANK SHARDA NAGAR?

The IFSC code of YES BANK UNITED MERC COOP BANK SHARDA NAGAR branch in KANPUR is YESB0UMCBSH.

What is the MICR code of YES BANK UNITED MERC COOP BANK SHARDA NAGAR?

The MICR code of YES BANK UNITED MERC COOP BANK SHARDA NAGAR branch is 208185272.

What is the address of YES BANK UNITED MERC COOP BANK SHARDA NAGAR?

YES BANK UNITED MERC COOP BANK SHARDA NAGAR branch is located at 117/Q/43, SHARDA NAGAR, KANPUR - 208025.

Does YES BANK UNITED MERC COOP BANK SHARDA NAGAR support NEFT/RTGS/IMPS?

YES BANK UNITED MERC COOP BANK SHARDA NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.