YES BANKVerified Feb 2026

YES BANK IFSC Code – UMA COOPERATIVE BANK WAGHODIA ROAD, VADODARA

Complete bank details including IFSC code, MICR code, address and payment facilities for UMA COOPERATIVE BANK WAGHODIA ROAD branch.

IFSC Code
YESB0UMA006

Bank Details

Bank NameYES BANK
Branch NameUMA COOPERATIVE BANK WAGHODIA ROAD
IFSC CodeYESB0UMA006
MICR Code390323006
Address5, NATARAJ SOCIETY, KALA DARSHAN SQUARE, WAGHODIA ROAD, BARODA - 390025
CityVADODARA
StateGUJARAT
Contact2512341

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code YESB0UMA006

The IFSC code YESB0UMA006 uniquely identifies the UMA COOPERATIVE BANK WAGHODIA ROAD branch of YES BANK located in VADODARA, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code YESB0UMA006

  • First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (UMA006) – Unique branch identifier for UMA COOPERATIVE BANK WAGHODIA ROAD

How to Use IFSC Code YESB0UMA006

To transfer money to any account at YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD branch, you will need to provide the IFSC code YESB0UMA006 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UMA COOPERATIVE BANK WAGHODIA ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD Branch

YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD is a branch of YES BANK located in VADODARA, GUJARAT. The branch provides comprehensive banking services to customers in VADODARA and surrounding areas.

Branch Address

5, NATARAJ SOCIETY, KALA DARSHAN SQUARE, WAGHODIA ROAD, BARODA - 390025, VADODARA, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 390323006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD?

The IFSC code of YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD branch in VADODARA is YESB0UMA006.

What is the MICR code of YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD?

The MICR code of YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD branch is 390323006.

What is the address of YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD?

YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD branch is located at 5, NATARAJ SOCIETY, KALA DARSHAN SQUARE, WAGHODIA ROAD, BARODA - 390025.

Does YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD support NEFT/RTGS/IMPS?

YES BANK UMA COOPERATIVE BANK WAGHODIA ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.