YES BANKVerified Feb 2026

YES BANK IFSC Code – SURAT MERC COOP BANK RAMPURA, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for SURAT MERC COOP BANK RAMPURA branch.

IFSC Code
YESB0SMCB12

Bank Details

Bank NameYES BANK
Branch NameSURAT MERC COOP BANK RAMPURA
IFSC CodeYESB0SMCB12
MICR CodeNA
AddressPATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003
CitySURAT
StateGUJARAT
Contact2418080

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code YESB0SMCB12

The IFSC code YESB0SMCB12 uniquely identifies the SURAT MERC COOP BANK RAMPURA branch of YES BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code YESB0SMCB12

  • First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SMCB12) – Unique branch identifier for SURAT MERC COOP BANK RAMPURA

How to Use IFSC Code YESB0SMCB12

To transfer money to any account at YES BANK SURAT MERC COOP BANK RAMPURA branch, you will need to provide the IFSC code YESB0SMCB12 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SURAT MERC COOP BANK RAMPURA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About YES BANK SURAT MERC COOP BANK RAMPURA Branch

YES BANK SURAT MERC COOP BANK RAMPURA is a branch of YES BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

PATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of YES BANK SURAT MERC COOP BANK RAMPURA?

The IFSC code of YES BANK SURAT MERC COOP BANK RAMPURA branch in SURAT is YESB0SMCB12.

What is the MICR code of YES BANK SURAT MERC COOP BANK RAMPURA?

The MICR code of YES BANK SURAT MERC COOP BANK RAMPURA branch is NA.

What is the address of YES BANK SURAT MERC COOP BANK RAMPURA?

YES BANK SURAT MERC COOP BANK RAMPURA branch is located at PATEDAR BHAVAN, CHAR KHAN CHAKLA, RAMPURA, SURAT - 395003.

Does YES BANK SURAT MERC COOP BANK RAMPURA support NEFT/RTGS/IMPS?

YES BANK SURAT MERC COOP BANK RAMPURA branch supports NEFT, RTGS, IMPS, and UPI transactions.