YES BANK IFSC Code – SURAT MERC COOP BANK LALDARWAJA, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for SURAT MERC COOP BANK LALDARWAJA branch.
Bank Details
| Bank Name | YES BANK |
| Branch Name | SURAT MERC COOP BANK LALDARWAJA |
| IFSC Code | YESB0SMCB05 |
| MICR Code | NA |
| Address | 7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003 |
| City | SURAT |
| State | GUJARAT |
| Contact | 2532502 |
Payment Facilities
About IFSC Code YESB0SMCB05
The IFSC code YESB0SMCB05 uniquely identifies the SURAT MERC COOP BANK LALDARWAJA branch of YES BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code YESB0SMCB05
- First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SMCB05) – Unique branch identifier for SURAT MERC COOP BANK LALDARWAJA
How to Use IFSC Code YESB0SMCB05
To transfer money to any account at YES BANK SURAT MERC COOP BANK LALDARWAJA branch, you will need to provide the IFSC code YESB0SMCB05 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SURAT MERC COOP BANK LALDARWAJA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About YES BANK SURAT MERC COOP BANK LALDARWAJA Branch
YES BANK SURAT MERC COOP BANK LALDARWAJA is a branch of YES BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of YES BANK SURAT MERC COOP BANK LALDARWAJA?
The IFSC code of YES BANK SURAT MERC COOP BANK LALDARWAJA branch in SURAT is YESB0SMCB05.
What is the MICR code of YES BANK SURAT MERC COOP BANK LALDARWAJA?
The MICR code of YES BANK SURAT MERC COOP BANK LALDARWAJA branch is NA.
What is the address of YES BANK SURAT MERC COOP BANK LALDARWAJA?
YES BANK SURAT MERC COOP BANK LALDARWAJA branch is located at 7/359-60 UTKARSH MODI COMPOUND, LAL DARWAJA, SURAT - 395003.
Does YES BANK SURAT MERC COOP BANK LALDARWAJA support NEFT/RTGS/IMPS?
YES BANK SURAT MERC COOP BANK LALDARWAJA branch supports NEFT, RTGS, IMPS, and UPI transactions.