YES BANKVerified Feb 2026

YES BANK IFSC Code – KOTTAYAM, KERALA, KOTTAYAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM, KERALA branch.

IFSC Code
YESB0000454

Bank Details

Bank NameYES BANK
Branch NameKOTTAYAM, KERALA
IFSC CodeYESB0000454
MICR Code686532002
AddressPART GROUND FLOOR,, STEELITE BUILDING,, K. K. ROAD,, KOTTAYAM, KERALA-686002
CityKOTTAYAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code YESB0000454

The IFSC code YESB0000454 uniquely identifies the KOTTAYAM, KERALA branch of YES BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code YESB0000454

  • First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000454) – Unique branch identifier for KOTTAYAM, KERALA

How to Use IFSC Code YESB0000454

To transfer money to any account at YES BANK KOTTAYAM, KERALA branch, you will need to provide the IFSC code YESB0000454 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTTAYAM, KERALA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About YES BANK KOTTAYAM, KERALA Branch

YES BANK KOTTAYAM, KERALA is a branch of YES BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.

Branch Address

PART GROUND FLOOR,, STEELITE BUILDING,, K. K. ROAD,, KOTTAYAM, KERALA-686002, KOTTAYAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 686532002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of YES BANK KOTTAYAM, KERALA?

The IFSC code of YES BANK KOTTAYAM, KERALA branch in KOTTAYAM is YESB0000454.

What is the MICR code of YES BANK KOTTAYAM, KERALA?

The MICR code of YES BANK KOTTAYAM, KERALA branch is 686532002.

What is the address of YES BANK KOTTAYAM, KERALA?

YES BANK KOTTAYAM, KERALA branch is located at PART GROUND FLOOR,, STEELITE BUILDING,, K. K. ROAD,, KOTTAYAM, KERALA-686002.

Does YES BANK KOTTAYAM, KERALA support NEFT/RTGS/IMPS?

YES BANK KOTTAYAM, KERALA branch supports NEFT, RTGS, IMPS, and UPI transactions.