ING VYSYA BANK IFSC Code – MALEWAL, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for MALEWAL branch.
Bank Details
| Bank Name | ING VYSYA BANK |
| Branch Name | MALEWAL |
| IFSC Code | VYSA0008440 |
| MICR Code | WAITING |
| Address | VILL MALEWAL H NO 70 PO TALWANDI RAMA TEHSIL DERA BABA NANAK |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9920644498 |
Payment Facilities
About IFSC Code VYSA0008440
The IFSC code VYSA0008440 uniquely identifies the MALEWAL branch of ING VYSYA BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VYSA0008440
- First 4 characters (VYSA) – Represents ING VYSYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (008440) – Unique branch identifier for MALEWAL
How to Use IFSC Code VYSA0008440
To transfer money to any account at ING VYSYA BANK MALEWAL branch, you will need to provide the IFSC code VYSA0008440 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MALEWAL
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ING VYSYA BANK MALEWAL Branch
ING VYSYA BANK MALEWAL is a branch of ING VYSYA BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
VILL MALEWAL H NO 70 PO TALWANDI RAMA TEHSIL DERA BABA NANAK, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ING VYSYA BANK MALEWAL?
The IFSC code of ING VYSYA BANK MALEWAL branch in LUDHIANA is VYSA0008440.
What is the MICR code of ING VYSYA BANK MALEWAL?
The MICR code of ING VYSYA BANK MALEWAL branch is WAITING.
What is the address of ING VYSYA BANK MALEWAL?
ING VYSYA BANK MALEWAL branch is located at VILL MALEWAL H NO 70 PO TALWANDI RAMA TEHSIL DERA BABA NANAK.
Does ING VYSYA BANK MALEWAL support NEFT/RTGS/IMPS?
ING VYSYA BANK MALEWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.