VIJAYA BANKVerified Feb 2026

VIJAYA BANK IFSC Code – REGIONAL OFFICE KOCHI, KOCHI

Complete bank details including IFSC code, MICR code, address and payment facilities for REGIONAL OFFICE KOCHI branch.

IFSC Code
VIJB0009127

Bank Details

Bank NameVIJAYA BANK
Branch NameREGIONAL OFFICE KOCHI
IFSC CodeVIJB0009127
MICR Code682029020
AddressREGIONAL OFFICE KOCHI,JOSE ANNEXE,JOSE JUNCTION,KOCHI,KERALA
CityKOCHI
StateKERALA
Contact2365664

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code VIJB0009127

The IFSC code VIJB0009127 uniquely identifies the REGIONAL OFFICE KOCHI branch of VIJAYA BANK located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code VIJB0009127

  • First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (009127) – Unique branch identifier for REGIONAL OFFICE KOCHI

How to Use IFSC Code VIJB0009127

To transfer money to any account at VIJAYA BANK REGIONAL OFFICE KOCHI branch, you will need to provide the IFSC code VIJB0009127 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at REGIONAL OFFICE KOCHI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About VIJAYA BANK REGIONAL OFFICE KOCHI Branch

VIJAYA BANK REGIONAL OFFICE KOCHI is a branch of VIJAYA BANK located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.

Branch Address

REGIONAL OFFICE KOCHI,JOSE ANNEXE,JOSE JUNCTION,KOCHI,KERALA, KOCHI, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 682029020. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of VIJAYA BANK REGIONAL OFFICE KOCHI?

The IFSC code of VIJAYA BANK REGIONAL OFFICE KOCHI branch in KOCHI is VIJB0009127.

What is the MICR code of VIJAYA BANK REGIONAL OFFICE KOCHI?

The MICR code of VIJAYA BANK REGIONAL OFFICE KOCHI branch is 682029020.

What is the address of VIJAYA BANK REGIONAL OFFICE KOCHI?

VIJAYA BANK REGIONAL OFFICE KOCHI branch is located at REGIONAL OFFICE KOCHI,JOSE ANNEXE,JOSE JUNCTION,KOCHI,KERALA.

Does VIJAYA BANK REGIONAL OFFICE KOCHI support NEFT/RTGS/IMPS?

VIJAYA BANK REGIONAL OFFICE KOCHI branch supports NEFT, RTGS, IMPS, and UPI transactions.