VIJAYA BANK IFSC Code – LUDHIANA PUNJAB, LUDHIANA,PUNJAB
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA PUNJAB branch.
Bank Details
| Bank Name | VIJAYA BANK |
| Branch Name | LUDHIANA PUNJAB |
| IFSC Code | VIJB0007503 |
| MICR Code | 141029002 |
| Address | LUDHIANA PUNJAB,P B NO 43,MATHA RANI CHOWK,LUDHIANA,PUNJAB,PUNJAB |
| City | LUDHIANA,PUNJAB |
| State | PUNJAB |
| Contact | 2740630 |
Payment Facilities
About IFSC Code VIJB0007503
The IFSC code VIJB0007503 uniquely identifies the LUDHIANA PUNJAB branch of VIJAYA BANK located in LUDHIANA,PUNJAB, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VIJB0007503
- First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (007503) – Unique branch identifier for LUDHIANA PUNJAB
How to Use IFSC Code VIJB0007503
To transfer money to any account at VIJAYA BANK LUDHIANA PUNJAB branch, you will need to provide the IFSC code VIJB0007503 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA PUNJAB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About VIJAYA BANK LUDHIANA PUNJAB Branch
VIJAYA BANK LUDHIANA PUNJAB is a branch of VIJAYA BANK located in LUDHIANA,PUNJAB, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA,PUNJAB and surrounding areas.
Branch Address
LUDHIANA PUNJAB,P B NO 43,MATHA RANI CHOWK,LUDHIANA,PUNJAB,PUNJAB, LUDHIANA,PUNJAB, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141029002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of VIJAYA BANK LUDHIANA PUNJAB?
The IFSC code of VIJAYA BANK LUDHIANA PUNJAB branch in LUDHIANA,PUNJAB is VIJB0007503.
What is the MICR code of VIJAYA BANK LUDHIANA PUNJAB?
The MICR code of VIJAYA BANK LUDHIANA PUNJAB branch is 141029002.
What is the address of VIJAYA BANK LUDHIANA PUNJAB?
VIJAYA BANK LUDHIANA PUNJAB branch is located at LUDHIANA PUNJAB,P B NO 43,MATHA RANI CHOWK,LUDHIANA,PUNJAB,PUNJAB.
Does VIJAYA BANK LUDHIANA PUNJAB support NEFT/RTGS/IMPS?
VIJAYA BANK LUDHIANA PUNJAB branch supports NEFT, RTGS, IMPS, and UPI transactions.