VIJAYA BANK IFSC Code – GUGAI BRANCH, SALEM
Complete bank details including IFSC code, MICR code, address and payment facilities for GUGAI BRANCH branch.
Bank Details
| Bank Name | VIJAYA BANK |
| Branch Name | GUGAI BRANCH |
| IFSC Code | VIJB0003097 |
| MICR Code | NA |
| Address | 2 BY 1, KARUNGALPATTY,ITTERI ROAD,DADAGAPATTY,GUGAI,SALEM 636006 |
| City | SALEM |
| State | TAMIL NADU |
| Contact | 2469646 |
Payment Facilities
About IFSC Code VIJB0003097
The IFSC code VIJB0003097 uniquely identifies the GUGAI BRANCH branch of VIJAYA BANK located in SALEM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VIJB0003097
- First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (003097) – Unique branch identifier for GUGAI BRANCH
How to Use IFSC Code VIJB0003097
To transfer money to any account at VIJAYA BANK GUGAI BRANCH branch, you will need to provide the IFSC code VIJB0003097 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GUGAI BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About VIJAYA BANK GUGAI BRANCH Branch
VIJAYA BANK GUGAI BRANCH is a branch of VIJAYA BANK located in SALEM, TAMIL NADU. The branch provides comprehensive banking services to customers in SALEM and surrounding areas.
Branch Address
2 BY 1, KARUNGALPATTY,ITTERI ROAD,DADAGAPATTY,GUGAI,SALEM 636006, SALEM, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of VIJAYA BANK GUGAI BRANCH?
The IFSC code of VIJAYA BANK GUGAI BRANCH branch in SALEM is VIJB0003097.
What is the MICR code of VIJAYA BANK GUGAI BRANCH?
The MICR code of VIJAYA BANK GUGAI BRANCH branch is NA.
What is the address of VIJAYA BANK GUGAI BRANCH?
VIJAYA BANK GUGAI BRANCH branch is located at 2 BY 1, KARUNGALPATTY,ITTERI ROAD,DADAGAPATTY,GUGAI,SALEM 636006.
Does VIJAYA BANK GUGAI BRANCH support NEFT/RTGS/IMPS?
VIJAYA BANK GUGAI BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.