VIJAYA BANK IFSC Code – M G ROAD ERNAKULAM, ERNAKULAM
Complete bank details including IFSC code, MICR code, address and payment facilities for M G ROAD ERNAKULAM branch.
Bank Details
| Bank Name | VIJAYA BANK |
| Branch Name | M G ROAD ERNAKULAM |
| IFSC Code | VIJB0002022 |
| MICR Code | 682029006 |
| Address | M G ROAD ERNAKULAM,M.G.ROAD, JOSE ANNEXE,ERNAKULAM, KOCHI,ERNAKULAM,KERALA |
| City | ERNAKULAM |
| State | KERALA |
| Contact | 2351437 |
Payment Facilities
About IFSC Code VIJB0002022
The IFSC code VIJB0002022 uniquely identifies the M G ROAD ERNAKULAM branch of VIJAYA BANK located in ERNAKULAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VIJB0002022
- First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002022) – Unique branch identifier for M G ROAD ERNAKULAM
How to Use IFSC Code VIJB0002022
To transfer money to any account at VIJAYA BANK M G ROAD ERNAKULAM branch, you will need to provide the IFSC code VIJB0002022 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at M G ROAD ERNAKULAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About VIJAYA BANK M G ROAD ERNAKULAM Branch
VIJAYA BANK M G ROAD ERNAKULAM is a branch of VIJAYA BANK located in ERNAKULAM, KERALA. The branch provides comprehensive banking services to customers in ERNAKULAM and surrounding areas.
Branch Address
M G ROAD ERNAKULAM,M.G.ROAD, JOSE ANNEXE,ERNAKULAM, KOCHI,ERNAKULAM,KERALA, ERNAKULAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682029006. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of VIJAYA BANK M G ROAD ERNAKULAM?
The IFSC code of VIJAYA BANK M G ROAD ERNAKULAM branch in ERNAKULAM is VIJB0002022.
What is the MICR code of VIJAYA BANK M G ROAD ERNAKULAM?
The MICR code of VIJAYA BANK M G ROAD ERNAKULAM branch is 682029006.
What is the address of VIJAYA BANK M G ROAD ERNAKULAM?
VIJAYA BANK M G ROAD ERNAKULAM branch is located at M G ROAD ERNAKULAM,M.G.ROAD, JOSE ANNEXE,ERNAKULAM, KOCHI,ERNAKULAM,KERALA.
Does VIJAYA BANK M G ROAD ERNAKULAM support NEFT/RTGS/IMPS?
VIJAYA BANK M G ROAD ERNAKULAM branch supports NEFT, RTGS, IMPS, and UPI transactions.