THE VARACHHA COOPERATIVE BANK LIMITED IFSC Code – PUNAGAM BRANCH, SURAT
Complete bank details including IFSC code, MICR code, address and payment facilities for PUNAGAM BRANCH branch.
Bank Details
| Bank Name | THE VARACHHA COOPERATIVE BANK LIMITED |
| Branch Name | PUNAGAM BRANCH |
| IFSC Code | VARA0289007 |
| MICR Code | 395289008 |
| Address | RESMA RESIDENCY, NEAR PUNAGAM CANAL ROAD, PUNAGAM SURAT-395010 |
| City | SURAT |
| State | GUJARAT |
| Contact | 2614008131 |
Payment Facilities
About IFSC Code VARA0289007
The IFSC code VARA0289007 uniquely identifies the PUNAGAM BRANCH branch of THE VARACHHA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VARA0289007
- First 4 characters (VARA) – Represents THE VARACHHA COOPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (289007) – Unique branch identifier for PUNAGAM BRANCH
How to Use IFSC Code VARA0289007
To transfer money to any account at THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH branch, you will need to provide the IFSC code VARA0289007 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PUNAGAM BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH Branch
THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH is a branch of THE VARACHHA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.
Branch Address
RESMA RESIDENCY, NEAR PUNAGAM CANAL ROAD, PUNAGAM SURAT-395010, SURAT, GUJARAT
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 395289008. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH?
The IFSC code of THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH branch in SURAT is VARA0289007.
What is the MICR code of THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH?
The MICR code of THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH branch is 395289008.
What is the address of THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH?
THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH branch is located at RESMA RESIDENCY, NEAR PUNAGAM CANAL ROAD, PUNAGAM SURAT-395010.
Does THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH support NEFT/RTGS/IMPS?
THE VARACHHA COOPERATIVE BANK LIMITED PUNAGAM BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.