THE VARACHHA COOPERATIVE BANK LIMITEDVerified Feb 2026

THE VARACHHA COOPERATIVE BANK LIMITED IFSC Code – HEAD OFFICE, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for HEAD OFFICE branch.

IFSC Code
VARA0289001

Bank Details

Bank NameTHE VARACHHA COOPERATIVE BANK LIMITED
Branch NameHEAD OFFICE
IFSC CodeVARA0289001
MICR Code395289002
AddressAFFIL TOWER, L.H.ROAD, SURAT-395006
CitySURAT
StateGUJARAT
Contact2614008000

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code VARA0289001

The IFSC code VARA0289001 uniquely identifies the HEAD OFFICE branch of THE VARACHHA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code VARA0289001

  • First 4 characters (VARA) – Represents THE VARACHHA COOPERATIVE BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (289001) – Unique branch identifier for HEAD OFFICE

How to Use IFSC Code VARA0289001

To transfer money to any account at THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE branch, you will need to provide the IFSC code VARA0289001 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at HEAD OFFICE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE Branch

THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE is a branch of THE VARACHHA COOPERATIVE BANK LIMITED located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

AFFIL TOWER, L.H.ROAD, SURAT-395006, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395289002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE?

The IFSC code of THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE branch in SURAT is VARA0289001.

What is the MICR code of THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE?

The MICR code of THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE branch is 395289002.

What is the address of THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE?

THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE branch is located at AFFIL TOWER, L.H.ROAD, SURAT-395006.

Does THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE support NEFT/RTGS/IMPS?

THE VARACHHA COOPERATIVE BANK LIMITED HEAD OFFICE branch supports NEFT, RTGS, IMPS, and UPI transactions.