AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – SEC MERCANTILE COOP URBAN BANK, SECUNDERABAD

Complete bank details including IFSC code, MICR code, address and payment facilities for SEC MERCANTILE COOP URBAN BANK branch.

IFSC Code
UTIB0SSMCU1

Bank Details

Bank NameAXIS BANK
Branch NameSEC MERCANTILE COOP URBAN BANK
IFSC CodeUTIB0SSMCU1
MICR Code500211005
AddressLAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126
CitySECUNDERABAD
DistrictHYDERABAD
StateANDHRA PRADESH
Contact27720817

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0SSMCU1

The IFSC code UTIB0SSMCU1 uniquely identifies the SEC MERCANTILE COOP URBAN BANK branch of AXIS BANK located in SECUNDERABAD, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0SSMCU1

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SSMCU1) – Unique branch identifier for SEC MERCANTILE COOP URBAN BANK

How to Use IFSC Code UTIB0SSMCU1

To transfer money to any account at AXIS BANK SEC MERCANTILE COOP URBAN BANK branch, you will need to provide the IFSC code UTIB0SSMCU1 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SEC MERCANTILE COOP URBAN BANK

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK SEC MERCANTILE COOP URBAN BANK Branch

AXIS BANK SEC MERCANTILE COOP URBAN BANK is a branch of AXIS BANK located in SECUNDERABAD, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in SECUNDERABAD and surrounding areas.

Branch Address

LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126, SECUNDERABAD, ANDHRA PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 500211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK SEC MERCANTILE COOP URBAN BANK?

The IFSC code of AXIS BANK SEC MERCANTILE COOP URBAN BANK branch in SECUNDERABAD is UTIB0SSMCU1.

What is the MICR code of AXIS BANK SEC MERCANTILE COOP URBAN BANK?

The MICR code of AXIS BANK SEC MERCANTILE COOP URBAN BANK branch is 500211005.

What is the address of AXIS BANK SEC MERCANTILE COOP URBAN BANK?

AXIS BANK SEC MERCANTILE COOP URBAN BANK branch is located at LAKSHMIRAM COMPLEX,OPP VENKATESWARA TEMPLE MARKET CENTRE,CHALLAPALLI ANDHRA PRADESH 521126.

Does AXIS BANK SEC MERCANTILE COOP URBAN BANK support NEFT/RTGS/IMPS?

AXIS BANK SEC MERCANTILE COOP URBAN BANK branch supports NEFT, RTGS, IMPS, and UPI transactions.