AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – PALAKKAD DISTRICT CO-OP. BANK LTD, PALAKKAD

Complete bank details including IFSC code, MICR code, address and payment facilities for PALAKKAD DISTRICT CO-OP. BANK LTD branch.

IFSC Code
UTIB0SPKD21

Bank Details

Bank NameAXIS BANK
Branch NamePALAKKAD DISTRICT CO-OP. BANK LTD
IFSC CodeUTIB0SPKD21
MICR Code678803003
AddressH.P.O.ROAD, PALAKKAD, PIN 678001
CityPALAKKAD
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0SPKD21

The IFSC code UTIB0SPKD21 uniquely identifies the PALAKKAD DISTRICT CO-OP. BANK LTD branch of AXIS BANK located in PALAKKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0SPKD21

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (SPKD21) – Unique branch identifier for PALAKKAD DISTRICT CO-OP. BANK LTD

How to Use IFSC Code UTIB0SPKD21

To transfer money to any account at AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD branch, you will need to provide the IFSC code UTIB0SPKD21 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALAKKAD DISTRICT CO-OP. BANK LTD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD Branch

AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD is a branch of AXIS BANK located in PALAKKAD, KERALA. The branch provides comprehensive banking services to customers in PALAKKAD and surrounding areas.

Branch Address

H.P.O.ROAD, PALAKKAD, PIN 678001, PALAKKAD, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 678803003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD?

The IFSC code of AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD branch in PALAKKAD is UTIB0SPKD21.

What is the MICR code of AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD?

The MICR code of AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD branch is 678803003.

What is the address of AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD?

AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD branch is located at H.P.O.ROAD, PALAKKAD, PIN 678001.

Does AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD support NEFT/RTGS/IMPS?

AXIS BANK PALAKKAD DISTRICT CO-OP. BANK LTD branch supports NEFT, RTGS, IMPS, and UPI transactions.