AXIS BANK IFSC Code – RAMKATORA, VARANASI
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMKATORA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | RAMKATORA |
| IFSC Code | UTIB0002768 |
| MICR Code | 221211901 |
| Address | GR FLC2388 C2388A SM PL NO 1416NAI BASTI RAMKATORA MAUJA JAITPURA VARANASI UP PIN 221001 |
| City | VARANASI |
| State | UTTAR PRADESH |
| Contact | 2213001 |
Payment Facilities
About IFSC Code UTIB0002768
The IFSC code UTIB0002768 uniquely identifies the RAMKATORA branch of AXIS BANK located in VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002768
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002768) – Unique branch identifier for RAMKATORA
How to Use IFSC Code UTIB0002768
To transfer money to any account at AXIS BANK RAMKATORA branch, you will need to provide the IFSC code UTIB0002768 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMKATORA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK RAMKATORA Branch
AXIS BANK RAMKATORA is a branch of AXIS BANK located in VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in VARANASI and surrounding areas.
Branch Address
GR FLC2388 C2388A SM PL NO 1416NAI BASTI RAMKATORA MAUJA JAITPURA VARANASI UP PIN 221001, VARANASI, UTTAR PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 221211901. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK RAMKATORA?
The IFSC code of AXIS BANK RAMKATORA branch in VARANASI is UTIB0002768.
What is the MICR code of AXIS BANK RAMKATORA?
The MICR code of AXIS BANK RAMKATORA branch is 221211901.
What is the address of AXIS BANK RAMKATORA?
AXIS BANK RAMKATORA branch is located at GR FLC2388 C2388A SM PL NO 1416NAI BASTI RAMKATORA MAUJA JAITPURA VARANASI UP PIN 221001.
Does AXIS BANK RAMKATORA support NEFT/RTGS/IMPS?
AXIS BANK RAMKATORA branch supports NEFT, RTGS, IMPS, and UPI transactions.