AXIS BANK IFSC Code – RANIALA, GARHSHANKAR
Complete bank details including IFSC code, MICR code, address and payment facilities for RANIALA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | RANIALA |
| IFSC Code | UTIB0002422 |
| MICR Code | 144211984 |
| Address | GROUND FLOOR, KHASRA NO. 668/691/476 (6-5), VILLAGE :- RANIALA, TEHSIL: GARHSHANKAR, DISTRICT : HOSHIARPUR, PUNJAB, PIN 504300 |
| City | GARHSHANKAR |
| District | HOSHIARPUR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0002422
The IFSC code UTIB0002422 uniquely identifies the RANIALA branch of AXIS BANK located in GARHSHANKAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002422
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002422) – Unique branch identifier for RANIALA
How to Use IFSC Code UTIB0002422
To transfer money to any account at AXIS BANK RANIALA branch, you will need to provide the IFSC code UTIB0002422 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RANIALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK RANIALA Branch
AXIS BANK RANIALA is a branch of AXIS BANK located in GARHSHANKAR, PUNJAB. The branch provides comprehensive banking services to customers in GARHSHANKAR and surrounding areas.
Branch Address
GROUND FLOOR, KHASRA NO. 668/691/476 (6-5), VILLAGE :- RANIALA, TEHSIL: GARHSHANKAR, DISTRICT : HOSHIARPUR, PUNJAB, PIN 504300, GARHSHANKAR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144211984. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK RANIALA?
The IFSC code of AXIS BANK RANIALA branch in GARHSHANKAR is UTIB0002422.
What is the MICR code of AXIS BANK RANIALA?
The MICR code of AXIS BANK RANIALA branch is 144211984.
What is the address of AXIS BANK RANIALA?
AXIS BANK RANIALA branch is located at GROUND FLOOR, KHASRA NO. 668/691/476 (6-5), VILLAGE :- RANIALA, TEHSIL: GARHSHANKAR, DISTRICT : HOSHIARPUR, PUNJAB, PIN 504300.
Does AXIS BANK RANIALA support NEFT/RTGS/IMPS?
AXIS BANK RANIALA branch supports NEFT, RTGS, IMPS, and UPI transactions.