AXIS BANK IFSC Code – PANJOLA, PATIALA
Complete bank details including IFSC code, MICR code, address and payment facilities for PANJOLA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | PANJOLA |
| IFSC Code | UTIB0002412 |
| MICR Code | 147211989 |
| Address | GROUND FLOOR, KHEWAT/KHATAUNI. 48/111 TO 118,115/1, VILLAGE : PANJOLA, TEHSIL AND DIST: PATIALA, PUNJAB, PIN 147101 |
| City | PATIALA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0002412
The IFSC code UTIB0002412 uniquely identifies the PANJOLA branch of AXIS BANK located in PATIALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002412
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002412) – Unique branch identifier for PANJOLA
How to Use IFSC Code UTIB0002412
To transfer money to any account at AXIS BANK PANJOLA branch, you will need to provide the IFSC code UTIB0002412 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PANJOLA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK PANJOLA Branch
AXIS BANK PANJOLA is a branch of AXIS BANK located in PATIALA, PUNJAB. The branch provides comprehensive banking services to customers in PATIALA and surrounding areas.
Branch Address
GROUND FLOOR, KHEWAT/KHATAUNI. 48/111 TO 118,115/1, VILLAGE : PANJOLA, TEHSIL AND DIST: PATIALA, PUNJAB, PIN 147101, PATIALA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 147211989. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK PANJOLA?
The IFSC code of AXIS BANK PANJOLA branch in PATIALA is UTIB0002412.
What is the MICR code of AXIS BANK PANJOLA?
The MICR code of AXIS BANK PANJOLA branch is 147211989.
What is the address of AXIS BANK PANJOLA?
AXIS BANK PANJOLA branch is located at GROUND FLOOR, KHEWAT/KHATAUNI. 48/111 TO 118,115/1, VILLAGE : PANJOLA, TEHSIL AND DIST: PATIALA, PUNJAB, PIN 147101.
Does AXIS BANK PANJOLA support NEFT/RTGS/IMPS?
AXIS BANK PANJOLA branch supports NEFT, RTGS, IMPS, and UPI transactions.