AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – RURKA, LUDHIANA

Complete bank details including IFSC code, MICR code, address and payment facilities for RURKA branch.

IFSC Code
UTIB0002411

Bank Details

Bank NameAXIS BANK
Branch NameRURKA
IFSC CodeUTIB0002411
MICR Code141211022
AddressGROUND FLOOR,VILLAGE RURKA,TEH DEHLON,LUDHIANA,PUNJAB,141118
CityLUDHIANA
StatePUNJAB
Contact2854411

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002411

The IFSC code UTIB0002411 uniquely identifies the RURKA branch of AXIS BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002411

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002411) – Unique branch identifier for RURKA

How to Use IFSC Code UTIB0002411

To transfer money to any account at AXIS BANK RURKA branch, you will need to provide the IFSC code UTIB0002411 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RURKA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK RURKA Branch

AXIS BANK RURKA is a branch of AXIS BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.

Branch Address

GROUND FLOOR,VILLAGE RURKA,TEH DEHLON,LUDHIANA,PUNJAB,141118, LUDHIANA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 141211022. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK RURKA?

The IFSC code of AXIS BANK RURKA branch in LUDHIANA is UTIB0002411.

What is the MICR code of AXIS BANK RURKA?

The MICR code of AXIS BANK RURKA branch is 141211022.

What is the address of AXIS BANK RURKA?

AXIS BANK RURKA branch is located at GROUND FLOOR,VILLAGE RURKA,TEH DEHLON,LUDHIANA,PUNJAB,141118.

Does AXIS BANK RURKA support NEFT/RTGS/IMPS?

AXIS BANK RURKA branch supports NEFT, RTGS, IMPS, and UPI transactions.