AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – PHAMBRA, HOSHIARPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for PHAMBRA branch.

IFSC Code
UTIB0002370

Bank Details

Bank NameAXIS BANK
Branch NamePHAMBRA
IFSC CodeUTIB0002370
MICR Code144211968
AddressGROUND FLOOR, VILL: PHAMBRA, TESHIL & DIST: HOSHIARPUR, PUNJAB, PIN 144210
CityHOSHIARPUR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002370

The IFSC code UTIB0002370 uniquely identifies the PHAMBRA branch of AXIS BANK located in HOSHIARPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002370

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002370) – Unique branch identifier for PHAMBRA

How to Use IFSC Code UTIB0002370

To transfer money to any account at AXIS BANK PHAMBRA branch, you will need to provide the IFSC code UTIB0002370 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PHAMBRA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK PHAMBRA Branch

AXIS BANK PHAMBRA is a branch of AXIS BANK located in HOSHIARPUR, PUNJAB. The branch provides comprehensive banking services to customers in HOSHIARPUR and surrounding areas.

Branch Address

GROUND FLOOR, VILL: PHAMBRA, TESHIL & DIST: HOSHIARPUR, PUNJAB, PIN 144210, HOSHIARPUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211968. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK PHAMBRA?

The IFSC code of AXIS BANK PHAMBRA branch in HOSHIARPUR is UTIB0002370.

What is the MICR code of AXIS BANK PHAMBRA?

The MICR code of AXIS BANK PHAMBRA branch is 144211968.

What is the address of AXIS BANK PHAMBRA?

AXIS BANK PHAMBRA branch is located at GROUND FLOOR, VILL: PHAMBRA, TESHIL & DIST: HOSHIARPUR, PUNJAB, PIN 144210.

Does AXIS BANK PHAMBRA support NEFT/RTGS/IMPS?

AXIS BANK PHAMBRA branch supports NEFT, RTGS, IMPS, and UPI transactions.