AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – CHASWAL, BHADSON

Complete bank details including IFSC code, MICR code, address and payment facilities for CHASWAL branch.

IFSC Code
UTIB0002297

Bank Details

Bank NameAXIS BANK
Branch NameCHASWAL
IFSC CodeUTIB0002297
MICR Code147211999
AddressGROUND FLOOR, KHEWAT NO. 23/22, KHATAUNI NO. 34, VILLAGE: CHASWAL, TEHSIL: BHADSON, DISTRICT: PATIALA, PUNJAB, PIN 147202
CityBHADSON
DistrictPATIALA
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002297

The IFSC code UTIB0002297 uniquely identifies the CHASWAL branch of AXIS BANK located in BHADSON, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002297

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002297) – Unique branch identifier for CHASWAL

How to Use IFSC Code UTIB0002297

To transfer money to any account at AXIS BANK CHASWAL branch, you will need to provide the IFSC code UTIB0002297 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHASWAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK CHASWAL Branch

AXIS BANK CHASWAL is a branch of AXIS BANK located in BHADSON, PUNJAB. The branch provides comprehensive banking services to customers in BHADSON and surrounding areas.

Branch Address

GROUND FLOOR, KHEWAT NO. 23/22, KHATAUNI NO. 34, VILLAGE: CHASWAL, TEHSIL: BHADSON, DISTRICT: PATIALA, PUNJAB, PIN 147202, BHADSON, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 147211999. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK CHASWAL?

The IFSC code of AXIS BANK CHASWAL branch in BHADSON is UTIB0002297.

What is the MICR code of AXIS BANK CHASWAL?

The MICR code of AXIS BANK CHASWAL branch is 147211999.

What is the address of AXIS BANK CHASWAL?

AXIS BANK CHASWAL branch is located at GROUND FLOOR, KHEWAT NO. 23/22, KHATAUNI NO. 34, VILLAGE: CHASWAL, TEHSIL: BHADSON, DISTRICT: PATIALA, PUNJAB, PIN 147202.

Does AXIS BANK CHASWAL support NEFT/RTGS/IMPS?

AXIS BANK CHASWAL branch supports NEFT, RTGS, IMPS, and UPI transactions.