AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – UCHA, KAPURTHALA

Complete bank details including IFSC code, MICR code, address and payment facilities for UCHA branch.

IFSC Code
UTIB0002251

Bank Details

Bank NameAXIS BANK
Branch NameUCHA
IFSC CodeUTIB0002251
MICR Code144211978
AddressGROUND FLOOR, KHEWAT/KHATA NO. 345/473, KHASRA NO.42//3/7-16, VILLAGE : UCHA, TEHSIL AND DIST: KAPURTHALA, PUNJAB, PIN 144601
CityKAPURTHALA
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002251

The IFSC code UTIB0002251 uniquely identifies the UCHA branch of AXIS BANK located in KAPURTHALA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002251

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002251) – Unique branch identifier for UCHA

How to Use IFSC Code UTIB0002251

To transfer money to any account at AXIS BANK UCHA branch, you will need to provide the IFSC code UTIB0002251 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at UCHA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK UCHA Branch

AXIS BANK UCHA is a branch of AXIS BANK located in KAPURTHALA, PUNJAB. The branch provides comprehensive banking services to customers in KAPURTHALA and surrounding areas.

Branch Address

GROUND FLOOR, KHEWAT/KHATA NO. 345/473, KHASRA NO.42//3/7-16, VILLAGE : UCHA, TEHSIL AND DIST: KAPURTHALA, PUNJAB, PIN 144601, KAPURTHALA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211978. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK UCHA?

The IFSC code of AXIS BANK UCHA branch in KAPURTHALA is UTIB0002251.

What is the MICR code of AXIS BANK UCHA?

The MICR code of AXIS BANK UCHA branch is 144211978.

What is the address of AXIS BANK UCHA?

AXIS BANK UCHA branch is located at GROUND FLOOR, KHEWAT/KHATA NO. 345/473, KHASRA NO.42//3/7-16, VILLAGE : UCHA, TEHSIL AND DIST: KAPURTHALA, PUNJAB, PIN 144601.

Does AXIS BANK UCHA support NEFT/RTGS/IMPS?

AXIS BANK UCHA branch supports NEFT, RTGS, IMPS, and UPI transactions.