AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – BAINS, RUPNAGAR

Complete bank details including IFSC code, MICR code, address and payment facilities for BAINS branch.

IFSC Code
UTIB0002234

Bank Details

Bank NameAXIS BANK
Branch NameBAINS
IFSC CodeUTIB0002234
MICR Code140211202
AddressGROUND FLOOR, KHEWAT/KHATAUNI NO. 298/346, KHASRA NO.24/26/1/2(0-17),HADBAST.NO.417, VILLAGE BAINS,TEHSIL: ANANDPUR SAHIB, DIST: RUPNAGAR, PUNJAB, PIN 40119
CityRUPNAGAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002234

The IFSC code UTIB0002234 uniquely identifies the BAINS branch of AXIS BANK located in RUPNAGAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002234

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002234) – Unique branch identifier for BAINS

How to Use IFSC Code UTIB0002234

To transfer money to any account at AXIS BANK BAINS branch, you will need to provide the IFSC code UTIB0002234 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BAINS

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK BAINS Branch

AXIS BANK BAINS is a branch of AXIS BANK located in RUPNAGAR, PUNJAB. The branch provides comprehensive banking services to customers in RUPNAGAR and surrounding areas.

Branch Address

GROUND FLOOR, KHEWAT/KHATAUNI NO. 298/346, KHASRA NO.24/26/1/2(0-17),HADBAST.NO.417, VILLAGE BAINS,TEHSIL: ANANDPUR SAHIB, DIST: RUPNAGAR, PUNJAB, PIN 40119, RUPNAGAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 140211202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK BAINS?

The IFSC code of AXIS BANK BAINS branch in RUPNAGAR is UTIB0002234.

What is the MICR code of AXIS BANK BAINS?

The MICR code of AXIS BANK BAINS branch is 140211202.

What is the address of AXIS BANK BAINS?

AXIS BANK BAINS branch is located at GROUND FLOOR, KHEWAT/KHATAUNI NO. 298/346, KHASRA NO.24/26/1/2(0-17),HADBAST.NO.417, VILLAGE BAINS,TEHSIL: ANANDPUR SAHIB, DIST: RUPNAGAR, PUNJAB, PIN 40119.

Does AXIS BANK BAINS support NEFT/RTGS/IMPS?

AXIS BANK BAINS branch supports NEFT, RTGS, IMPS, and UPI transactions.