AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – SAILKIANA, PHILLAUR

Complete bank details including IFSC code, MICR code, address and payment facilities for SAILKIANA branch.

IFSC Code
UTIB0002139

Bank Details

Bank NameAXIS BANK
Branch NameSAILKIANA
IFSC CodeUTIB0002139
MICR Code144211503
AddressGROUND FLOOR, VILLAGE SAILKIANATEHSIL PHILLAUR,DISTT. JALANDHAR, PUNJAB,PIN 144419
CityPHILLAUR
DistrictJALANDHAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0002139

The IFSC code UTIB0002139 uniquely identifies the SAILKIANA branch of AXIS BANK located in PHILLAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0002139

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002139) – Unique branch identifier for SAILKIANA

How to Use IFSC Code UTIB0002139

To transfer money to any account at AXIS BANK SAILKIANA branch, you will need to provide the IFSC code UTIB0002139 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at SAILKIANA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK SAILKIANA Branch

AXIS BANK SAILKIANA is a branch of AXIS BANK located in PHILLAUR, PUNJAB. The branch provides comprehensive banking services to customers in PHILLAUR and surrounding areas.

Branch Address

GROUND FLOOR, VILLAGE SAILKIANATEHSIL PHILLAUR,DISTT. JALANDHAR, PUNJAB,PIN 144419, PHILLAUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211503. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK SAILKIANA?

The IFSC code of AXIS BANK SAILKIANA branch in PHILLAUR is UTIB0002139.

What is the MICR code of AXIS BANK SAILKIANA?

The MICR code of AXIS BANK SAILKIANA branch is 144211503.

What is the address of AXIS BANK SAILKIANA?

AXIS BANK SAILKIANA branch is located at GROUND FLOOR, VILLAGE SAILKIANATEHSIL PHILLAUR,DISTT. JALANDHAR, PUNJAB,PIN 144419.

Does AXIS BANK SAILKIANA support NEFT/RTGS/IMPS?

AXIS BANK SAILKIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.