AXIS BANK IFSC Code – MOWAI, PHILLAUR
Complete bank details including IFSC code, MICR code, address and payment facilities for MOWAI branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | MOWAI |
| IFSC Code | UTIB0002128 |
| MICR Code | 144211602 |
| Address | GROUND FLOOR,MAIN VILLAGE ROAD, MOWAI,TEHSIL PHILLAUR, DISTT.JALANDHAR, PUNJAB, 144601 |
| City | PHILLAUR |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0002128
The IFSC code UTIB0002128 uniquely identifies the MOWAI branch of AXIS BANK located in PHILLAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002128
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002128) – Unique branch identifier for MOWAI
How to Use IFSC Code UTIB0002128
To transfer money to any account at AXIS BANK MOWAI branch, you will need to provide the IFSC code UTIB0002128 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MOWAI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK MOWAI Branch
AXIS BANK MOWAI is a branch of AXIS BANK located in PHILLAUR, PUNJAB. The branch provides comprehensive banking services to customers in PHILLAUR and surrounding areas.
Branch Address
GROUND FLOOR,MAIN VILLAGE ROAD, MOWAI,TEHSIL PHILLAUR, DISTT.JALANDHAR, PUNJAB, 144601, PHILLAUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144211602. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK MOWAI?
The IFSC code of AXIS BANK MOWAI branch in PHILLAUR is UTIB0002128.
What is the MICR code of AXIS BANK MOWAI?
The MICR code of AXIS BANK MOWAI branch is 144211602.
What is the address of AXIS BANK MOWAI?
AXIS BANK MOWAI branch is located at GROUND FLOOR,MAIN VILLAGE ROAD, MOWAI,TEHSIL PHILLAUR, DISTT.JALANDHAR, PUNJAB, 144601.
Does AXIS BANK MOWAI support NEFT/RTGS/IMPS?
AXIS BANK MOWAI branch supports NEFT, RTGS, IMPS, and UPI transactions.