AXIS BANK IFSC Code – RUBY PARK, KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for RUBY PARK branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | RUBY PARK |
| IFSC Code | UTIB0002045 |
| MICR Code | 700211092 |
| Address | AXIS BANK LTD,KASBA,RUBY PARK THE CHAMBERS,GR FLOOR, 1865 RAJDANGA MAIN ROAD, KOLKATA-700107 |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0002045
The IFSC code UTIB0002045 uniquely identifies the RUBY PARK branch of AXIS BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002045
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002045) – Unique branch identifier for RUBY PARK
How to Use IFSC Code UTIB0002045
To transfer money to any account at AXIS BANK RUBY PARK branch, you will need to provide the IFSC code UTIB0002045 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RUBY PARK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK RUBY PARK Branch
AXIS BANK RUBY PARK is a branch of AXIS BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
AXIS BANK LTD,KASBA,RUBY PARK THE CHAMBERS,GR FLOOR, 1865 RAJDANGA MAIN ROAD, KOLKATA-700107, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700211092. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK RUBY PARK?
The IFSC code of AXIS BANK RUBY PARK branch in KOLKATA is UTIB0002045.
What is the MICR code of AXIS BANK RUBY PARK?
The MICR code of AXIS BANK RUBY PARK branch is 700211092.
What is the address of AXIS BANK RUBY PARK?
AXIS BANK RUBY PARK branch is located at AXIS BANK LTD,KASBA,RUBY PARK THE CHAMBERS,GR FLOOR, 1865 RAJDANGA MAIN ROAD, KOLKATA-700107.
Does AXIS BANK RUBY PARK support NEFT/RTGS/IMPS?
AXIS BANK RUBY PARK branch supports NEFT, RTGS, IMPS, and UPI transactions.