AXIS BANK IFSC Code – RAMRAJATALA, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for RAMRAJATALA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | RAMRAJATALA |
| IFSC Code | UTIB0002013 |
| MICR Code | 700211088 |
| Address | 31/7 RAMCHARAN SETH ROAD, RAMRAJATALA,PS:SHIBPUR, HOWRAH 711104 |
| City | HOWRAH |
| District | HAORA |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0002013
The IFSC code UTIB0002013 uniquely identifies the RAMRAJATALA branch of AXIS BANK located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002013
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002013) – Unique branch identifier for RAMRAJATALA
How to Use IFSC Code UTIB0002013
To transfer money to any account at AXIS BANK RAMRAJATALA branch, you will need to provide the IFSC code UTIB0002013 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAMRAJATALA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK RAMRAJATALA Branch
AXIS BANK RAMRAJATALA is a branch of AXIS BANK located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
31/7 RAMCHARAN SETH ROAD, RAMRAJATALA,PS:SHIBPUR, HOWRAH 711104, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700211088. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK RAMRAJATALA?
The IFSC code of AXIS BANK RAMRAJATALA branch in HOWRAH is UTIB0002013.
What is the MICR code of AXIS BANK RAMRAJATALA?
The MICR code of AXIS BANK RAMRAJATALA branch is 700211088.
What is the address of AXIS BANK RAMRAJATALA?
AXIS BANK RAMRAJATALA branch is located at 31/7 RAMCHARAN SETH ROAD, RAMRAJATALA,PS:SHIBPUR, HOWRAH 711104.
Does AXIS BANK RAMRAJATALA support NEFT/RTGS/IMPS?
AXIS BANK RAMRAJATALA branch supports NEFT, RTGS, IMPS, and UPI transactions.