AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – CHANGANASSERI, CHANGANASSERY

Complete bank details including IFSC code, MICR code, address and payment facilities for CHANGANASSERI branch.

IFSC Code
UTIB0001648

Bank Details

Bank NameAXIS BANK
Branch NameCHANGANASSERI
IFSC CodeUTIB0001648
MICR Code686211052
AddressKAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101
CityCHANGANASSERY
DistrictKOTTAYAM
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001648

The IFSC code UTIB0001648 uniquely identifies the CHANGANASSERI branch of AXIS BANK located in CHANGANASSERY, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001648

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001648) – Unique branch identifier for CHANGANASSERI

How to Use IFSC Code UTIB0001648

To transfer money to any account at AXIS BANK CHANGANASSERI branch, you will need to provide the IFSC code UTIB0001648 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CHANGANASSERI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK CHANGANASSERI Branch

AXIS BANK CHANGANASSERI is a branch of AXIS BANK located in CHANGANASSERY, KERALA. The branch provides comprehensive banking services to customers in CHANGANASSERY and surrounding areas.

Branch Address

KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101, CHANGANASSERY, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 686211052. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK CHANGANASSERI?

The IFSC code of AXIS BANK CHANGANASSERI branch in CHANGANASSERY is UTIB0001648.

What is the MICR code of AXIS BANK CHANGANASSERI?

The MICR code of AXIS BANK CHANGANASSERI branch is 686211052.

What is the address of AXIS BANK CHANGANASSERI?

AXIS BANK CHANGANASSERI branch is located at KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101.

Does AXIS BANK CHANGANASSERI support NEFT/RTGS/IMPS?

AXIS BANK CHANGANASSERI branch supports NEFT, RTGS, IMPS, and UPI transactions.