AXIS BANK IFSC Code – GORAYA, GORAYA
Complete bank details including IFSC code, MICR code, address and payment facilities for GORAYA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | GORAYA |
| IFSC Code | UTIB0001477 |
| MICR Code | 144211302 |
| Address | GORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409 |
| City | GORAYA |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0001477
The IFSC code UTIB0001477 uniquely identifies the GORAYA branch of AXIS BANK located in GORAYA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0001477
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001477) – Unique branch identifier for GORAYA
How to Use IFSC Code UTIB0001477
To transfer money to any account at AXIS BANK GORAYA branch, you will need to provide the IFSC code UTIB0001477 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GORAYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK GORAYA Branch
AXIS BANK GORAYA is a branch of AXIS BANK located in GORAYA, PUNJAB. The branch provides comprehensive banking services to customers in GORAYA and surrounding areas.
Branch Address
GORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409, GORAYA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144211302. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK GORAYA?
The IFSC code of AXIS BANK GORAYA branch in GORAYA is UTIB0001477.
What is the MICR code of AXIS BANK GORAYA?
The MICR code of AXIS BANK GORAYA branch is 144211302.
What is the address of AXIS BANK GORAYA?
AXIS BANK GORAYA branch is located at GORUND FLOOR, VILLAGE SARGUNDI, G T ROAD , GORAYA, DIST. JALANDHAR, PUNJAB , PIN 144409.
Does AXIS BANK GORAYA support NEFT/RTGS/IMPS?
AXIS BANK GORAYA branch supports NEFT, RTGS, IMPS, and UPI transactions.