AXIS BANK IFSC Code – CHANDIGARH ROAD, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for CHANDIGARH ROAD branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | CHANDIGARH ROAD |
| IFSC Code | UTIB0001474 |
| MICR Code | 141211005 |
| Address | UPPER GORUND FLOOR, CHANDIGARH ROAD , LUDHIANA , PUNJAB , PIN 141001 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0001474
The IFSC code UTIB0001474 uniquely identifies the CHANDIGARH ROAD branch of AXIS BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0001474
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001474) – Unique branch identifier for CHANDIGARH ROAD
How to Use IFSC Code UTIB0001474
To transfer money to any account at AXIS BANK CHANDIGARH ROAD branch, you will need to provide the IFSC code UTIB0001474 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CHANDIGARH ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK CHANDIGARH ROAD Branch
AXIS BANK CHANDIGARH ROAD is a branch of AXIS BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
UPPER GORUND FLOOR, CHANDIGARH ROAD , LUDHIANA , PUNJAB , PIN 141001, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK CHANDIGARH ROAD?
The IFSC code of AXIS BANK CHANDIGARH ROAD branch in LUDHIANA is UTIB0001474.
What is the MICR code of AXIS BANK CHANDIGARH ROAD?
The MICR code of AXIS BANK CHANDIGARH ROAD branch is 141211005.
What is the address of AXIS BANK CHANDIGARH ROAD?
AXIS BANK CHANDIGARH ROAD branch is located at UPPER GORUND FLOOR, CHANDIGARH ROAD , LUDHIANA , PUNJAB , PIN 141001.
Does AXIS BANK CHANDIGARH ROAD support NEFT/RTGS/IMPS?
AXIS BANK CHANDIGARH ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.