AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KAGAL, KAGAL

Complete bank details including IFSC code, MICR code, address and payment facilities for KAGAL branch.

IFSC Code
UTIB0001323

Bank Details

Bank NameAXIS BANK
Branch NameKAGAL
IFSC CodeUTIB0001323
MICR Code416211004
AddressGROUND FLOOR, VIJAY ARCADE,S-1, DATTAJIRAO INGLE NAGAR,KAGAL, DIST. KOLHAPUR ,MAHARASHTRA , PIN 416216
CityKAGAL
DistrictKOLHAPUR
StateMAHARASHTRA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001323

The IFSC code UTIB0001323 uniquely identifies the KAGAL branch of AXIS BANK located in KAGAL, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001323

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001323) – Unique branch identifier for KAGAL

How to Use IFSC Code UTIB0001323

To transfer money to any account at AXIS BANK KAGAL branch, you will need to provide the IFSC code UTIB0001323 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KAGAL

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KAGAL Branch

AXIS BANK KAGAL is a branch of AXIS BANK located in KAGAL, MAHARASHTRA. The branch provides comprehensive banking services to customers in KAGAL and surrounding areas.

Branch Address

GROUND FLOOR, VIJAY ARCADE,S-1, DATTAJIRAO INGLE NAGAR,KAGAL, DIST. KOLHAPUR ,MAHARASHTRA , PIN 416216, KAGAL, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 416211004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KAGAL?

The IFSC code of AXIS BANK KAGAL branch in KAGAL is UTIB0001323.

What is the MICR code of AXIS BANK KAGAL?

The MICR code of AXIS BANK KAGAL branch is 416211004.

What is the address of AXIS BANK KAGAL?

AXIS BANK KAGAL branch is located at GROUND FLOOR, VIJAY ARCADE,S-1, DATTAJIRAO INGLE NAGAR,KAGAL, DIST. KOLHAPUR ,MAHARASHTRA , PIN 416216.

Does AXIS BANK KAGAL support NEFT/RTGS/IMPS?

AXIS BANK KAGAL branch supports NEFT, RTGS, IMPS, and UPI transactions.