AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – PHILLAUR, PHILLAUR

Complete bank details including IFSC code, MICR code, address and payment facilities for PHILLAUR branch.

IFSC Code
UTIB0001279

Bank Details

Bank NameAXIS BANK
Branch NamePHILLAUR
IFSC CodeUTIB0001279
MICR Code144211751
AddressGROUND FLOOR, KHATA NO. 287/352, 353,KHASRA NO.1182/355, 1183/355, MUNICIPAL NO.B-8/48,VILLAGE RAMGARH, NURMAHAL ROAD , PHILLAUR,DIST. JALANDHAR, PUNJAB , PIN 144410.
CityPHILLAUR
DistrictJALANDHAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001279

The IFSC code UTIB0001279 uniquely identifies the PHILLAUR branch of AXIS BANK located in PHILLAUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001279

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001279) – Unique branch identifier for PHILLAUR

How to Use IFSC Code UTIB0001279

To transfer money to any account at AXIS BANK PHILLAUR branch, you will need to provide the IFSC code UTIB0001279 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PHILLAUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK PHILLAUR Branch

AXIS BANK PHILLAUR is a branch of AXIS BANK located in PHILLAUR, PUNJAB. The branch provides comprehensive banking services to customers in PHILLAUR and surrounding areas.

Branch Address

GROUND FLOOR, KHATA NO. 287/352, 353,KHASRA NO.1182/355, 1183/355, MUNICIPAL NO.B-8/48,VILLAGE RAMGARH, NURMAHAL ROAD , PHILLAUR,DIST. JALANDHAR, PUNJAB , PIN 144410., PHILLAUR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144211751. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK PHILLAUR?

The IFSC code of AXIS BANK PHILLAUR branch in PHILLAUR is UTIB0001279.

What is the MICR code of AXIS BANK PHILLAUR?

The MICR code of AXIS BANK PHILLAUR branch is 144211751.

What is the address of AXIS BANK PHILLAUR?

AXIS BANK PHILLAUR branch is located at GROUND FLOOR, KHATA NO. 287/352, 353,KHASRA NO.1182/355, 1183/355, MUNICIPAL NO.B-8/48,VILLAGE RAMGARH, NURMAHAL ROAD , PHILLAUR,DIST. JALANDHAR, PUNJAB , PIN 144410..

Does AXIS BANK PHILLAUR support NEFT/RTGS/IMPS?

AXIS BANK PHILLAUR branch supports NEFT, RTGS, IMPS, and UPI transactions.