AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – URLA, URLA

Complete bank details including IFSC code, MICR code, address and payment facilities for URLA branch.

IFSC Code
UTIB0001228

Bank Details

Bank NameAXIS BANK
Branch NameURLA
IFSC CodeUTIB0001228
MICR Code492211005
AddressDAU COMPLEX, VYAS TALAB CHOWK, URLA - BIRGAON ROAD, P.O. URLA. PIN - 493 221
CityURLA
DistrictRAIPUR
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001228

The IFSC code UTIB0001228 uniquely identifies the URLA branch of AXIS BANK located in URLA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001228

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001228) – Unique branch identifier for URLA

How to Use IFSC Code UTIB0001228

To transfer money to any account at AXIS BANK URLA branch, you will need to provide the IFSC code UTIB0001228 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at URLA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK URLA Branch

AXIS BANK URLA is a branch of AXIS BANK located in URLA, CHANDIGARH. The branch provides comprehensive banking services to customers in URLA and surrounding areas.

Branch Address

DAU COMPLEX, VYAS TALAB CHOWK, URLA - BIRGAON ROAD, P.O. URLA. PIN - 493 221, URLA, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 492211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK URLA?

The IFSC code of AXIS BANK URLA branch in URLA is UTIB0001228.

What is the MICR code of AXIS BANK URLA?

The MICR code of AXIS BANK URLA branch is 492211005.

What is the address of AXIS BANK URLA?

AXIS BANK URLA branch is located at DAU COMPLEX, VYAS TALAB CHOWK, URLA - BIRGAON ROAD, P.O. URLA. PIN - 493 221.

Does AXIS BANK URLA support NEFT/RTGS/IMPS?

AXIS BANK URLA branch supports NEFT, RTGS, IMPS, and UPI transactions.