AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – GAMARIA, GAMARIA

Complete bank details including IFSC code, MICR code, address and payment facilities for GAMARIA branch.

IFSC Code
UTIB0001220

Bank Details

Bank NameAXIS BANK
Branch NameGAMARIA
IFSC CodeUTIB0001220
MICR Code831211004
AddressMEGHRAJ TOWER,TATA KENDRA MAIN ROAD,GAMARIA,P.S. ADITYAPUR, DIST. SERAIKELA KHARSAWAN,JHARKHAND, PIN 832108.
CityGAMARIA
DistrictSARAIKELA-KHARSAWAN
StateJHARKHAND
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001220

The IFSC code UTIB0001220 uniquely identifies the GAMARIA branch of AXIS BANK located in GAMARIA, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001220

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001220) – Unique branch identifier for GAMARIA

How to Use IFSC Code UTIB0001220

To transfer money to any account at AXIS BANK GAMARIA branch, you will need to provide the IFSC code UTIB0001220 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GAMARIA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK GAMARIA Branch

AXIS BANK GAMARIA is a branch of AXIS BANK located in GAMARIA, JHARKHAND. The branch provides comprehensive banking services to customers in GAMARIA and surrounding areas.

Branch Address

MEGHRAJ TOWER,TATA KENDRA MAIN ROAD,GAMARIA,P.S. ADITYAPUR, DIST. SERAIKELA KHARSAWAN,JHARKHAND, PIN 832108., GAMARIA, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 831211004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK GAMARIA?

The IFSC code of AXIS BANK GAMARIA branch in GAMARIA is UTIB0001220.

What is the MICR code of AXIS BANK GAMARIA?

The MICR code of AXIS BANK GAMARIA branch is 831211004.

What is the address of AXIS BANK GAMARIA?

AXIS BANK GAMARIA branch is located at MEGHRAJ TOWER,TATA KENDRA MAIN ROAD,GAMARIA,P.S. ADITYAPUR, DIST. SERAIKELA KHARSAWAN,JHARKHAND, PIN 832108..

Does AXIS BANK GAMARIA support NEFT/RTGS/IMPS?

AXIS BANK GAMARIA branch supports NEFT, RTGS, IMPS, and UPI transactions.