AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – GUGAI, SALEM

Complete bank details including IFSC code, MICR code, address and payment facilities for GUGAI branch.

IFSC Code
UTIB0001109

Bank Details

Bank NameAXIS BANK
Branch NameGUGAI
IFSC CodeUTIB0001109
MICR Code636211005
Address388, TRICHY MAIN ROAD,59, PULIKUTHI MAIN ROAD ,SALEM , TAMIL NADU, PIN 636006
CitySALEM
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001109

The IFSC code UTIB0001109 uniquely identifies the GUGAI branch of AXIS BANK located in SALEM, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001109

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001109) – Unique branch identifier for GUGAI

How to Use IFSC Code UTIB0001109

To transfer money to any account at AXIS BANK GUGAI branch, you will need to provide the IFSC code UTIB0001109 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GUGAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK GUGAI Branch

AXIS BANK GUGAI is a branch of AXIS BANK located in SALEM, TAMIL NADU. The branch provides comprehensive banking services to customers in SALEM and surrounding areas.

Branch Address

388, TRICHY MAIN ROAD,59, PULIKUTHI MAIN ROAD ,SALEM , TAMIL NADU, PIN 636006, SALEM, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 636211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK GUGAI?

The IFSC code of AXIS BANK GUGAI branch in SALEM is UTIB0001109.

What is the MICR code of AXIS BANK GUGAI?

The MICR code of AXIS BANK GUGAI branch is 636211005.

What is the address of AXIS BANK GUGAI?

AXIS BANK GUGAI branch is located at 388, TRICHY MAIN ROAD,59, PULIKUTHI MAIN ROAD ,SALEM , TAMIL NADU, PIN 636006.

Does AXIS BANK GUGAI support NEFT/RTGS/IMPS?

AXIS BANK GUGAI branch supports NEFT, RTGS, IMPS, and UPI transactions.