AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – PAYYANNUR, PAYYANNUR

Complete bank details including IFSC code, MICR code, address and payment facilities for PAYYANNUR branch.

IFSC Code
UTIB0001096

Bank Details

Bank NameAXIS BANK
Branch NamePAYYANNUR
IFSC CodeUTIB0001096
MICR Code670211152
AddressS.NO. 107/2A, FIRST FLOOR, GOLTENS ARCADE,NEW BUS STAND ROAD , PAYYANUR,DIST. KANNUR, KERALA, PIN 670309
CityPAYYANNUR
DistrictCANNUR
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0001096

The IFSC code UTIB0001096 uniquely identifies the PAYYANNUR branch of AXIS BANK located in PAYYANNUR, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0001096

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001096) – Unique branch identifier for PAYYANNUR

How to Use IFSC Code UTIB0001096

To transfer money to any account at AXIS BANK PAYYANNUR branch, you will need to provide the IFSC code UTIB0001096 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PAYYANNUR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK PAYYANNUR Branch

AXIS BANK PAYYANNUR is a branch of AXIS BANK located in PAYYANNUR, KERALA. The branch provides comprehensive banking services to customers in PAYYANNUR and surrounding areas.

Branch Address

S.NO. 107/2A, FIRST FLOOR, GOLTENS ARCADE,NEW BUS STAND ROAD , PAYYANUR,DIST. KANNUR, KERALA, PIN 670309, PAYYANNUR, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 670211152. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK PAYYANNUR?

The IFSC code of AXIS BANK PAYYANNUR branch in PAYYANNUR is UTIB0001096.

What is the MICR code of AXIS BANK PAYYANNUR?

The MICR code of AXIS BANK PAYYANNUR branch is 670211152.

What is the address of AXIS BANK PAYYANNUR?

AXIS BANK PAYYANNUR branch is located at S.NO. 107/2A, FIRST FLOOR, GOLTENS ARCADE,NEW BUS STAND ROAD , PAYYANUR,DIST. KANNUR, KERALA, PIN 670309.

Does AXIS BANK PAYYANNUR support NEFT/RTGS/IMPS?

AXIS BANK PAYYANNUR branch supports NEFT, RTGS, IMPS, and UPI transactions.