AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – VARACHHA ROAD, SURAT, SURAT

Complete bank details including IFSC code, MICR code, address and payment facilities for VARACHHA ROAD, SURAT branch.

IFSC Code
UTIB0000848

Bank Details

Bank NameAXIS BANK
Branch NameVARACHHA ROAD, SURAT
IFSC CodeUTIB0000848
MICR Code395211005
AddressRUDRAX ARCADE, 6, HANS SOCIETY VARACHHA ROAD, VARACHHA SURAT, GUJARAT, PIN 395006
CitySURAT
StateGUJARAT
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000848

The IFSC code UTIB0000848 uniquely identifies the VARACHHA ROAD, SURAT branch of AXIS BANK located in SURAT, GUJARAT. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000848

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000848) – Unique branch identifier for VARACHHA ROAD, SURAT

How to Use IFSC Code UTIB0000848

To transfer money to any account at AXIS BANK VARACHHA ROAD, SURAT branch, you will need to provide the IFSC code UTIB0000848 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at VARACHHA ROAD, SURAT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK VARACHHA ROAD, SURAT Branch

AXIS BANK VARACHHA ROAD, SURAT is a branch of AXIS BANK located in SURAT, GUJARAT. The branch provides comprehensive banking services to customers in SURAT and surrounding areas.

Branch Address

RUDRAX ARCADE, 6, HANS SOCIETY VARACHHA ROAD, VARACHHA SURAT, GUJARAT, PIN 395006, SURAT, GUJARAT

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 395211005. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK VARACHHA ROAD, SURAT?

The IFSC code of AXIS BANK VARACHHA ROAD, SURAT branch in SURAT is UTIB0000848.

What is the MICR code of AXIS BANK VARACHHA ROAD, SURAT?

The MICR code of AXIS BANK VARACHHA ROAD, SURAT branch is 395211005.

What is the address of AXIS BANK VARACHHA ROAD, SURAT?

AXIS BANK VARACHHA ROAD, SURAT branch is located at RUDRAX ARCADE, 6, HANS SOCIETY VARACHHA ROAD, VARACHHA SURAT, GUJARAT, PIN 395006.

Does AXIS BANK VARACHHA ROAD, SURAT support NEFT/RTGS/IMPS?

AXIS BANK VARACHHA ROAD, SURAT branch supports NEFT, RTGS, IMPS, and UPI transactions.