AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KAWARDHA, KAWARDHA

Complete bank details including IFSC code, MICR code, address and payment facilities for KAWARDHA branch.

IFSC Code
UTIB0000838

Bank Details

Bank NameAXIS BANK
Branch NameKAWARDHA
IFSC CodeUTIB0000838
MICR Code491211999
AddressBAHADURGANJ WARD, KAWARDHA CHHATTISGARH, PIN 491995
CityKAWARDHA
StateCHANDIGARH
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000838

The IFSC code UTIB0000838 uniquely identifies the KAWARDHA branch of AXIS BANK located in KAWARDHA, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000838

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000838) – Unique branch identifier for KAWARDHA

How to Use IFSC Code UTIB0000838

To transfer money to any account at AXIS BANK KAWARDHA branch, you will need to provide the IFSC code UTIB0000838 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KAWARDHA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KAWARDHA Branch

AXIS BANK KAWARDHA is a branch of AXIS BANK located in KAWARDHA, CHANDIGARH. The branch provides comprehensive banking services to customers in KAWARDHA and surrounding areas.

Branch Address

BAHADURGANJ WARD, KAWARDHA CHHATTISGARH, PIN 491995, KAWARDHA, CHANDIGARH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 491211999. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KAWARDHA?

The IFSC code of AXIS BANK KAWARDHA branch in KAWARDHA is UTIB0000838.

What is the MICR code of AXIS BANK KAWARDHA?

The MICR code of AXIS BANK KAWARDHA branch is 491211999.

What is the address of AXIS BANK KAWARDHA?

AXIS BANK KAWARDHA branch is located at BAHADURGANJ WARD, KAWARDHA CHHATTISGARH, PIN 491995.

Does AXIS BANK KAWARDHA support NEFT/RTGS/IMPS?

AXIS BANK KAWARDHA branch supports NEFT, RTGS, IMPS, and UPI transactions.