AXIS BANKVerified Feb 2026

AXIS BANK IFSC Code – KARAIKUDI, KARAIKUDI

Complete bank details including IFSC code, MICR code, address and payment facilities for KARAIKUDI branch.

IFSC Code
UTIB0000793

Bank Details

Bank NameAXIS BANK
Branch NameKARAIKUDI
IFSC CodeUTIB0000793
MICR Code630211999
Address15/1 SHANMUGARAJA ROAD BEHIND NEW COURT, KARAIKUDI DIST. SIVAGANGA, TAMIL NADU PIN 630001
CityKARAIKUDI
DistrictSIVAGANGA
StateTAMIL NADU
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code UTIB0000793

The IFSC code UTIB0000793 uniquely identifies the KARAIKUDI branch of AXIS BANK located in KARAIKUDI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code UTIB0000793

  • First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000793) – Unique branch identifier for KARAIKUDI

How to Use IFSC Code UTIB0000793

To transfer money to any account at AXIS BANK KARAIKUDI branch, you will need to provide the IFSC code UTIB0000793 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KARAIKUDI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About AXIS BANK KARAIKUDI Branch

AXIS BANK KARAIKUDI is a branch of AXIS BANK located in KARAIKUDI, TAMIL NADU. The branch provides comprehensive banking services to customers in KARAIKUDI and surrounding areas.

Branch Address

15/1 SHANMUGARAJA ROAD BEHIND NEW COURT, KARAIKUDI DIST. SIVAGANGA, TAMIL NADU PIN 630001, KARAIKUDI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 630211999. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of AXIS BANK KARAIKUDI?

The IFSC code of AXIS BANK KARAIKUDI branch in KARAIKUDI is UTIB0000793.

What is the MICR code of AXIS BANK KARAIKUDI?

The MICR code of AXIS BANK KARAIKUDI branch is 630211999.

What is the address of AXIS BANK KARAIKUDI?

AXIS BANK KARAIKUDI branch is located at 15/1 SHANMUGARAJA ROAD BEHIND NEW COURT, KARAIKUDI DIST. SIVAGANGA, TAMIL NADU PIN 630001.

Does AXIS BANK KARAIKUDI support NEFT/RTGS/IMPS?

AXIS BANK KARAIKUDI branch supports NEFT, RTGS, IMPS, and UPI transactions.