AXIS BANK IFSC Code – KARAMANA, KARAMANA
Complete bank details including IFSC code, MICR code, address and payment facilities for KARAMANA branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | KARAMANA |
| IFSC Code | UTIB0000694 |
| MICR Code | 695211003 |
| Address | KILLI TOWERS, KILLIPALAM NEAR P.R.S. HOSPITAL KARAMANA, THIRUVANANTHAPURAM 695002 KERALA |
| City | KARAMANA |
| District | THIRUVANANTHAPURAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000694
The IFSC code UTIB0000694 uniquely identifies the KARAMANA branch of AXIS BANK located in KARAMANA, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000694
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000694) – Unique branch identifier for KARAMANA
How to Use IFSC Code UTIB0000694
To transfer money to any account at AXIS BANK KARAMANA branch, you will need to provide the IFSC code UTIB0000694 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARAMANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK KARAMANA Branch
AXIS BANK KARAMANA is a branch of AXIS BANK located in KARAMANA, KERALA. The branch provides comprehensive banking services to customers in KARAMANA and surrounding areas.
Branch Address
KILLI TOWERS, KILLIPALAM NEAR P.R.S. HOSPITAL KARAMANA, THIRUVANANTHAPURAM 695002 KERALA, KARAMANA, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 695211003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK KARAMANA?
The IFSC code of AXIS BANK KARAMANA branch in KARAMANA is UTIB0000694.
What is the MICR code of AXIS BANK KARAMANA?
The MICR code of AXIS BANK KARAMANA branch is 695211003.
What is the address of AXIS BANK KARAMANA?
AXIS BANK KARAMANA branch is located at KILLI TOWERS, KILLIPALAM NEAR P.R.S. HOSPITAL KARAMANA, THIRUVANANTHAPURAM 695002 KERALA.
Does AXIS BANK KARAMANA support NEFT/RTGS/IMPS?
AXIS BANK KARAMANA branch supports NEFT, RTGS, IMPS, and UPI transactions.