AXIS BANK IFSC Code – RAM NAGAR, VISAKHAPATNAM
Complete bank details including IFSC code, MICR code, address and payment facilities for RAM NAGAR branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | RAM NAGAR |
| IFSC Code | UTIB0000554 |
| MICR Code | NA |
| Address | LIONS CLUB BUILDING, 10-54-7, WALTAIR MAIN ROAD, RAM NAGAR, VISAKHAPATNAM 530 002 |
| City | VISAKHAPATNAM |
| District | VISHAKAPATNAM |
| State | ANDHRA PRADESH |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000554
The IFSC code UTIB0000554 uniquely identifies the RAM NAGAR branch of AXIS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000554
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000554) – Unique branch identifier for RAM NAGAR
How to Use IFSC Code UTIB0000554
To transfer money to any account at AXIS BANK RAM NAGAR branch, you will need to provide the IFSC code UTIB0000554 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RAM NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK RAM NAGAR Branch
AXIS BANK RAM NAGAR is a branch of AXIS BANK located in VISAKHAPATNAM, ANDHRA PRADESH. The branch provides comprehensive banking services to customers in VISAKHAPATNAM and surrounding areas.
Branch Address
LIONS CLUB BUILDING, 10-54-7, WALTAIR MAIN ROAD, RAM NAGAR, VISAKHAPATNAM 530 002, VISAKHAPATNAM, ANDHRA PRADESH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK RAM NAGAR?
The IFSC code of AXIS BANK RAM NAGAR branch in VISAKHAPATNAM is UTIB0000554.
What is the MICR code of AXIS BANK RAM NAGAR?
The MICR code of AXIS BANK RAM NAGAR branch is NA.
What is the address of AXIS BANK RAM NAGAR?
AXIS BANK RAM NAGAR branch is located at LIONS CLUB BUILDING, 10-54-7, WALTAIR MAIN ROAD, RAM NAGAR, VISAKHAPATNAM 530 002.
Does AXIS BANK RAM NAGAR support NEFT/RTGS/IMPS?
AXIS BANK RAM NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.