AXIS BANK IFSC Code – GURDASPUR (PUNJAB), GURDASPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for GURDASPUR (PUNJAB) branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | GURDASPUR (PUNJAB) |
| IFSC Code | UTIB0000494 |
| MICR Code | 143211004 |
| Address | KHASRA NO. 292-298 A.P. PALACE, TIBRI ROAD,PUNJAB,143521 |
| City | GURDASPUR |
| State | PUNJAB |
| Contact | 0 |
Payment Facilities
About IFSC Code UTIB0000494
The IFSC code UTIB0000494 uniquely identifies the GURDASPUR (PUNJAB) branch of AXIS BANK located in GURDASPUR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0000494
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000494) – Unique branch identifier for GURDASPUR (PUNJAB)
How to Use IFSC Code UTIB0000494
To transfer money to any account at AXIS BANK GURDASPUR (PUNJAB) branch, you will need to provide the IFSC code UTIB0000494 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GURDASPUR (PUNJAB)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK GURDASPUR (PUNJAB) Branch
AXIS BANK GURDASPUR (PUNJAB) is a branch of AXIS BANK located in GURDASPUR, PUNJAB. The branch provides comprehensive banking services to customers in GURDASPUR and surrounding areas.
Branch Address
KHASRA NO. 292-298 A.P. PALACE, TIBRI ROAD,PUNJAB,143521, GURDASPUR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 143211004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK GURDASPUR (PUNJAB)?
The IFSC code of AXIS BANK GURDASPUR (PUNJAB) branch in GURDASPUR is UTIB0000494.
What is the MICR code of AXIS BANK GURDASPUR (PUNJAB)?
The MICR code of AXIS BANK GURDASPUR (PUNJAB) branch is 143211004.
What is the address of AXIS BANK GURDASPUR (PUNJAB)?
AXIS BANK GURDASPUR (PUNJAB) branch is located at KHASRA NO. 292-298 A.P. PALACE, TIBRI ROAD,PUNJAB,143521.
Does AXIS BANK GURDASPUR (PUNJAB) support NEFT/RTGS/IMPS?
AXIS BANK GURDASPUR (PUNJAB) branch supports NEFT, RTGS, IMPS, and UPI transactions.